* EURO Countries – Redeemable countries include Aland Islands, Austria, Belgium, Cyprus, Czech Republic, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Reunion, Slovakia, Slovenia, Spain.

** Emerging Market – Redeemable countries include Algeria, Angola, Bangladesh, Bhutan, Botswana, Burundi, Cambodia, Cameroon, Democratic Republic of Congo, Egypt, Ethiopia, Gabon , Ghana, India, Indonesia, Kenya, Lao People’s Democratic Republic, Lesotho, Libya, Madagascar, Malawi, Maldives, Mauritius, Morocco, Mozambique, Myanmar, Namibia, Nepal, Nigeria, Pakistan, Philippines, Rwanda, Senegal, Seychelles, Sierra Leone, Sri Lanka, Swaziland, Tanzania, Togo, Tunisia, Turkey, Uganda, Zambia, Zimbabwe.

*** International – Redeemable countries include Afghanistan, Albania, American Samoa, Andorra, Anguilla, Antarctica, Antigua and Barbuda, Argentina, Armenia, Aruba, Azerbaijan, Bahamas, Bahrain, Barbados, Belarus, Belize, Benin, Bermuda, Bolivia, Bonaire – Saint Eustatius and Saba, Bosnia And Herzegovina, Bouvet Island, Brazil, British Indian Ocean Territory, Brunei Darussalam, Bulgaria, Burkina Faso, Cape Verde, Cayman Islands, Central African Republic, Chad, Chile, China, Christmas Island, Cocos – Keeling – Islands, Colombia, Comoros, Cook Islands, Costa Rica, Cote D’ivoire – Ivory Coast, Croatia, Curaçao, Denmark, Djibouti, Dominica, Dominican Republic, East Timor, Ecuador, El Salvador, Equatorial Guinea, Eritrea, Falkland Islands, Faroe Islands, French Guiana, French Polynesia, French Southern Territories, Gambia, Georgia, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Heard, Honduras, Hong Kong, Hungary, Iraq, Israel, Jamaica, Jordan, Kazakhstan, Kiribati, Kuwait, Kyrgyzstan, Lebanon, Liberia, Liechtenstien, Macau, Macedonia, Malaysia, Mali , Marshall Islands, Martinique, Mauritania, Mayotte, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Montserrat, Nauru, New Zealand, Nicaragua, Niger, Niue, Norfolk Island, Northern Mariana Islands, Oman, Palau, Palestinian Territory – Occupied, Panama, Papua New Guinea, Paraguay, Peru, Pitcairn, Puerto Rico, Qatar, Republic of the Congo, Romania, Russian Federation, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Serbia, Singapore, Sint Maarten, Solomon Islands, Somalia, South Georgia, South Korea, South Sudan, St. Barthélemy, St. Helena, St. Kitts and Nevis, St. Lucia, St. Martin , St. Pierre & Micquelon, St. Vincent & Grenadines, Suriname, Svalbard, Sweden, Switzerland, Taiwan, Tajikistan, Thailand, Tokelau, Tonga, Trinidad And Tobago, Turkmenistan, Turks and Caicos Islands, Tuvalu, Ukraine, United Arab Emirates, Uruguay, US Minor Outlying Islands, Uzbekistan, Vatican City State, Venezuela, Vietnam, Virgin Islands – British, Virgin Islands – US, Wallis and Futuna Islands, Western Sahara, Yemen.